Avoid Overspending
Most of the information in the Debt and Credit area of the Law Guide is designed to help you out of a financial bind, whether you're shouldering a mountain of debt, dealing with pesky bill collectors or filing for bankruptcy. But you won't need that kind of help if you can find ways to keep your debt burden light. While some people are struggling with circumstances beyond their control -- a job loss or medical emergency, for example -- many of us can keep our finances in decent shape by making smart choices about money. Avoiding Financial Trouble: Ten Tips
These simple suggestions will help you stay out of financial hot water. How to Make a Budget and Stick to It
A realistic budget is your best weapon against overspending. Holiday Spending: Be Generous, Not Stupid
A little advance planning can save you from financial disaster.
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